Concierge medicine is a type of healthcare service that provides patients with personalized, comprehensive care. It is becoming increasingly popular as people look for more personalized and convenient healthcare options. But does health insurance cover concierge medicine? The answer is not straightforward. Generally, health insurance does not cover the membership fees associated with concierge medicine.
These fees are paid directly to the concierge practice and are typically used to cover the cost of providing personalized care. However, many concierge practices do accept insurance for treatment, so you may be able to use your insurance to cover some of the costs associated with your care. It is important to note that concierge medicine is not an insurance alternative. You will still need health insurance coverage for hospitalizations and referrals to specialists.
However, since routine care is covered by your membership fee, you may want to consider switching to a high-deductible health plan in order to save money. The exact number of concierge doctors is difficult to trace, but it is estimated that there are around 12,000 in the United States. If you are considering switching to a concierge practice, it is important to understand the fees and limitations associated with the system. Concierge medicine can also be referred to as advance medicine, boutique medicine, platinum office, or direct care.
