Concierge medicine is a type of healthcare service that offers personalized care and attention to patients. It is becoming increasingly popular as it allows patients to have more control over their healthcare decisions. But does health insurance cover concierge medicine? The answer is not straightforward. Generally, health insurance does not cover the membership fees associated with concierge medicine.
However, many concierge offices accept insurance from various companies for treatment. That said, some offices may accept fewer companies than a traditional office would accept, and many do not work with Medicare or Tricare. It is important to note that concierge care is not an insurance alternative. Patients will still need coverage for hospitalizations and referrals to specialists.
However, since routine care is covered by the membership fee, it may be worth considering switching to a high-deductible health plan to save money. It is estimated that there are around 12,000 concierge doctors in the US. Concierge care can also be referred to as advance medicine, boutique medicine, platinum office, or direct care. While it can provide a better healthcare experience, it is important to understand the fees and limitations of the system before making a decision.